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  type CDATA "none"
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<disclosures>
    <disclosure type="date">
        <text>03.18.2021</text>
    </disclosure>
  <disclosure type="apy">
    <text>* Annual Percentage Yield(APY) offered is accurate as of 03.18.2021</text>
  </disclosure>
  <disclosure type="apr">
    <text>* Annual Percentage Rate(APR). All loans subject to credit approval. Actual rate received is based on credit qualifications.</text>
  </disclosure>
  <disclosure type="varRate">
    <text>&dagger; Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal. Rate may also change at the time of advance.</text>
  </disclosure>
  <disclosure type="varVisa">
    <text>&doubDag; Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders, plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure preferred rate.</text>
  </disclosure>
  <disclosure type="mortFee">
    <text>&sup1; Fees may include: Title, Appraisal, Recording, Underwriting, Processing, Flood Control, etc.</text>
  </disclosure>
  <disclosure type="firstMortRate">
    <text>&sup2; First Mortgage Loans - 1/2% Rate Increase if Non-owner occupied.</text>
  </disclosure>
  <disclosure type="homeEqRate">
    <text>&sup3; Home Equity Variable - 1/2% Rate Increase if Non-owner occupied.</text>
    <text>&sup3; Home Equity Fixed - 1/2% Rate Increase if Non-owner occupied.</text>
  </disclosure>
  <disclosure type="cdPent">
    <text>There may be a penalty for early withdrawal on any term share account.  Dividends and Fees are subject to change.  Fees could reduce earnings.</text>
  </disclosure>
    <disclosure type="special">
      <text>Preferred rate for those with higher scores. Rates are subject to change without notice. All loans are subject to credit approval. The credit union is an equal opportunity lender and makes loans without regard to race, color, religion, sex, handicap, family status, or nation origin. You will receive a complete disclosure of rate and terms associated with your loan before you sign any loan documents. New loan money only. Current plus credit union auto loans are not eligible for refinancing.</text>
    </disclosure>
  <disclosure type="subChange">
    <text>Rates and Fees are subject to change. Fees could reduce earnings.</text>
  </disclosure>
</disclosures>
