Loan Rates

Loan Type	APR*
Signature Loan	As low as 11.99%
Ready Credit	14.00%
Auto/Truck/ Motorcycle	As low as 5.25%
Off Road Motorcycle	As low as 8.99%
Recreational Vehicle	As low as 8.99%
Home Equity**	As low as 6.00%

Loan Type	APR*
Boat/Jet Ski	As low as 8.99%
VISA Platinum	7.90%
VISA Gold ***	7.25%
VISA Classic ***	9.25%
VISA Secured	17.00%
HELOC **	As low as Prime +2.75%

 

*APR=Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on credit qualifications.

**Closing costs will be waived if member agrees to make 12 monthly payments on subject loan, If paid in full prior to the 12th monthly payment, a closing cost of $400.00 will be imposed at time of loan payoff. Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal.

***Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 6% for Classic Cardholders, plus 4% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure

-All loans are based upon qualification-The rate for your loan will be determined by your credit history. Call the Member Service Center at (702) 871-4746, for more information.

-Please note that a change of address on your account can not be completed over the phone. To change your address please download the change of address form, notarize it and mail it to us.