Regular Share Savings Accounts
Establishes membership and allows you to utilize all credit union services. There is a one time $5.00 opening fee and a $5.00 minimum balance required to retain credit union membership. You have 24 hour access to your money with an ATM card and online banking. Ready Credit available upon approval.* Dividends are paid monthly based on an average daily balance of $500.00 or more.
Money Market Plus Accounts
This higher interest yielding savings account requires a minimum balance of $2,500.00. Higher interest rates are based on the average daily balance and a four tiered system. If this share account drops below minimum daily balance, there will be a $7.50 service fee charged. You are allowed six (6) free withdrawals per month.
Share Certificates
These accounts are great for a higher return. Dividends are paid on the average daily balance and may be deposited into the certificate or into a separate savings account. Early withdrawals from term share certificates will result in a penalty.
Individual Retirement Accounts (IRAs)
We offer several accounts that will help you plan for the future.
- Traditional IRA
- Roth IRA
- Educational IRA
Invest your funds in an IRA Savings and/or IRA Certificate. Contact your tax advisor for help in determining which account is best for you.
Kids Plus Accounts
A minimum $5.00 deposit is required to open a Kids Plus Account for children up to age 18. This account is designed to encourage children to save. Dividends are paid monthly on the average daily balance. You are allowed one (1) free withdrawal per month. Check out our kids page, extra credit online.
Holiday Club Accounts
Get a head start on the Holiday Season! Open this account anytime during the year with a minimum of $5.00 and make deposits into it as often as you like. Dividends are paid monthly and after September 30th the entire balance will be automatically transferred to your Regular Share Savings Account. You may withdraw funds only after this date without a dividend penalty. If funds are withdrawn before September 30th your Holiday Club Account funds will be transferred and your account will close.
1st Class Club
If you are age 55 or older you qualify for the First Class Club. First Class Club members with a Member Checking account may receive no monthly checking service fee.
To receive the following additional benefits you must maintain a minimum average daily balance of $2,500.00 in a Regular Shares (savings) Account and have direct deposit:
- Complimentary designated checks (limited to 1 free box per year)
- Free Bill Pay
- Free Money Orders
- Free Travelers Cheques
- Free Corporate Checks
- 10 Free Photocopies per month
