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Plus Credit Union has the loan and the rate you're looking for! Apply Today!

On-line:

Phone:

Toll-free: 877.871.4746
Phone: 702.871.4746

In person:

1900 South Jones Blvd
Las Vegas, NV 89146
Get directions
See All Our rates! Skip-a-pay Form

News & Tools

Plus Credit Union is now offering 30 Year Fixed Mortgage Loans!

Refinance your home or purchase your dream home today!

Don't have time... Let us do the work for you.

Email Alyse so she can start working for you!

Email: Lending@pluscu.org

Auto Loan Special

No payments for 90 days on purchases and refinances.

New loan money only. Current Plus Credit Union auto loans not eligible for refinancing. Interest accrues during 90 days and is due on first payment.

Available Loans & Loan Products

  • Vehicle Loans - New & Used
  • Motorcycle Loans - New & Used
  • Boat & Recreational Vehicle Loans
  • Ready Credit (Line of Credit/Overdraft Protection)
  • VISA: Platinum, Gold, Classic & Secured
  • First Mortgages
  • Fixed Home Equity
  • Home Equity Line of Credit
  • Land & Construction Loans
  • Share or Certificate Secured Loans
  • Credit Life Insurance
  • Credit Disability Insurance
  • Guaranteed Auto Protection (GAP)
  • Mechanical Repair Coverage (MRC)

Stop by or give us a call to learn more.

Life Insurance

Life

Life insurance exclusively for Plus Credit Union Members provided by CUNA Mutual and TruStage.

Auto and home insurance

Auto & Home

Auto and home insurance from CUNA Mutual and Trustage only for Plus Credit Union members.

Accidental Death and Dismemberment insurance

AD&D

Need Accidental Death and Dismemberment insurance coverage? Your Plus Credit Union Membership can get you covered from CUNA Mutual and Trustage.

Health insurance

Health

Need health insurance coverage? Your Plus Credit Union Membership can get you covered from CUNA Mutual and Trustage.

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Credit Union Direct Lending (CUDL)

Be able to buy on-line or right at the dealer and get the loan directly from Plus Credit Union and not some big nameless bank.

Find a new or used car online at Plus Credit Union's Smart Auto website.

Have a bunch of on-line car finding and comparison tools right at your finger tips with Smart Auto. Find a car that's right for you, find it near, then get pre-approved you all on-line.

PlusLive

The new and improved online and mobile banking solution.

Shares menu icon

Account Inquires

Check your balances from any device at anytime.

Transfers menu icon

Share Transfers

Transfer funds from one share account to another. Make loan payments by transferring funds from your share to your loan quickly and easily. If you are concerned you will forget to make that loan payment or transfer on the date you want… You also have the option of scheduling future transfers and loan payments from any compatible device.

Alerts menu icon

Alerts

Enable email alerts so you know when:

  • A mobile deposit over a specific dollar amount has been made
  • Setting Changes
  • Username or password Changes
  • Internal transfers over a specified dollar amount
  • Log on Code enable or disabled*. {This allows you to set a four digit PIN instead of entering in your password every time}
Settings menu icon

Settings

PlusLive lets you make all kinds of setting changes like:

  • Change the order of how your share accounts are listed
  • Nickname your share accounts
  • Hide share accounts from being displayed
  • Use Auto log in to quickly perform account inquiries
  • "Touch ID" login. ‡
  • Enable PIN login to access PlusLive even faster*
  • And more
ATM locator menu icon

ATM Locator

Sick of those pesky ATM fees. Use the ATM locator on your smart phone to find the nearest FREE ATM.

* Only available through the mobile or iPad app.

‡ Only available with TouchID enabled devices

Get your account statements electronically!

Sign up of eStatements and when you monthly statement is ready you get your choice of an email or text message notification. then just sign into your PlusLive account to view your statement and much more.

Depositing a check… is now as easy as taking a picture.

PlusLive Mobile Deposit allows you the ability to deposit a check using your smart phone or personal computer.

Note: Mobile check deposit is subject to eligibility. Deposit limits and other restrictions apply.

Quickly and safely send money to anyone electronically!

Send money to anyone in a quick and secure manner using PlusLive. All you need is their email or mobile phone number.

Transfer your funds to and from your Plus Account electronically.

Send one time and or schedule re-occurring transfers from or to your Plus Credit Union account and any of your accounts at another financial institution.

Pay your bills!

PlusLive offers FREE bill pay.

Make payments, manage payees and more from either your smart phone or your personal computer.

Note: Currently unavailable in the mobile and iPad app

Skip-a-Pay

Plus Credit Union now offers Skip-a-Pay Year round.

We understand that finances can put a strain on your life. For a small processing fee of $50 you have the option of SKIPPING a loan payment.*

* Please see form for qualifying details and important information.

Skip-a-pay Form

Courtesy Pay

Courtesy Pay is an overdraft service that provides you a safety net up to an automatically assigned overdraft limit. Your Courtesy Pay limit may be available for checks and other transactions made using your checking account number, automatic bill payment, and recurring debit card transactions.

Signing up for the service does not require any action on your part UNLESS you wish ATM and electronic transaction such as POS to be covered. If so you MUST complete the consent form and mail it in or visit your local branch.

Online Bill Pay

Bill Pay is a FREE service to members of Plus Credit Union.

Features

  • Manage your bills
  • Set up one time pays
  • Schedule regular payments
  • Review your payment history
  • Export payment data for
  • Expedite Payments
  • Payments are guaranteed
  • Online help and demos
  1. 1. To sign up for Online Bill Pay, simply log in to PlusLive.
  2. 2. Choose the "Bill Pay" from the menu on the left side.
  3. 3. You will be able to start using bill pay immediately.

Online Help

Bill Pay Help

Visa Credit Cards

Online Credit Card Management

Available to Plus Credit Union VISA card holders is a great tool to manage your credit card and payments. Plus many more features, and the best part is it's all FREE!!!

Features

  • View your account balance
  • View transaction and spending reports
  • View past and current statements
  • Check available credit
  • Search and view up to 18 months of transaction history
  • Pay Online
  • Download data to financial software
  • Receive e-mail or text alerts for information or events affecting your account

Rates for VISA credit cards

This table gives our current VISA credit card rates
VISA APR*  **

* Annual Percentage Rate. All loans subject to credit approval. Actual rate received is based on credit qualifications.

** Variable rate information: the annual percentage rate may vary each calendar quarter. The rate will be based on the Prime Rate published in The Wall Street Journal.

‡ Variable rate information: The rate will be based on the Prime Rate published in The Wall Street Journal plus 10% for Classic/Student/Teen Cardholders, plus 8% for Gold Cardholders. Rate change will take effect on your next billing cycle date. Visa Disclosure

Visa Purchase Alerts

Visa Purchase Alerts sends you real time1 email alerts when you pay2 with your Visa Credit Card.

Sign up using the button below.

1 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
2 A qualified transaction is any transaction routed through Visa.
Additional terms, conditions, and restrictions may apply.

Visa Purchase Alerts

Visa Online

Demo Video

Adobe Flash is required to view this video.

The demo video can take some time to download due to it's size.

Visa Debit Card

Have 24 hour 7 days a week access to your money. You can even receive cash back when purchasing from some merchants. Open a checking account and enjoy the convenience of an Plus Visa Check Card.

Visa Purchase Alerts

Visa Purchase Alerts sends you real time1 email alerts when you pay2 with your Visa Credit Card.

Sign up using the button below.

1 Actual time to receive a transaction alert is dependent on wireless service and coverage within area.
2 A qualified transaction is any transaction routed through Visa.
Additional terms, conditions, and restrictions may apply.

Visa Purchase Alerts

Savings

Establishes membership and allows you to utilize all credit union services. There is a one time $5.00 opening fee and a $5.00 minimum balance required to retain credit union membership. You have 24 hour access to your money with an ATM card and online banking. Ready Credit available upon approval.

* Dividends are paid monthly based on an average daily balance of $500.00 or more.

This higher interest yielding savings account requires a minimum balance of $2,500.00. Higher interest rates are based on the average daily balance and a four tiered system. If this share account drops below minimum daily balance, there will be a $7.50 service fee charged. You are allowed six (6) free withdrawals per month.

See Our Rates!

These accounts are great for a higher return. Dividends are paid on the average daily balance and may be deposited into the certificate or into a separate savings account.

Early withdrawals from term share certificates will result in a penalty.

See Our Rates!

We offer several accounts that will help you plan for the future.

  • Traditional IRA
  • Roth IRA
  • Educational IRA

Invest your funds in an IRA Savings and/or IRA Certificate. Contact your tax advisor for help in determining which account is best for you.

See Our Rates!

A minimum $5.00 deposit is required to open a Kids Plus Account which is for children under 18. This account is designed to encourage children to save and dividends are paid monthly on the average daily balance. You are allowed one (1) free withdrawal per month.

See Our Rates!

Get a head start on the Holiday Season! Open this account anytime during the year with a minimum of $5.00 and make deposits into it as often as you like. Dividends are paid monthly and after September 30th the entire balance will be automatically transferred to your Regular Share Savings Account. You may withdraw funds only after this date without a dividend penalty. If funds are withdrawn before September 30th your Holiday Club Account funds will be transferred and your account will close.

See Our Rates!

If you are age 55 or older you qualify for the First Class Club. First Class Club members with a Member Checking share may receive no monthly checking service fee.

To receive the following additional benefits you must maintain a minimum average daily balance of $2,500.00 in a Regular Savings Shares Account and have direct deposit:

  • Complimentary designated checks (limited to 1 free box per year)
  • Free Bill Pay
  • Free Money Orders
  • Free Travelers Cheques
  • Free Corporate Checks
  • 10 Free Photocopies per month

See Our Rates!

Checking

Interest bearing checking account. Dividends are paid monthly based on an average daily balance of $1,000.00 or more. There is a $25.00 minimum deposit for this account. You have 24 hour access to your money with a Visa Debit and online banking.

If you maintain an average daily balance in a checking account of $500.00 or more, and have direct deposit, you will receive.

  • $10.00 monthly service fee is waived

See Our Rates!

This non-interest bearing checking account requires no minimum balance. There is no monthly service fee you have 24 hour access to your money with a Visa Debit Card and online banking.

See Our Rates!

This account is an alternative checking account for members who may have been denied a checking account in the past. It is a non-interest bearing checking account requires no minimum balance. There is a $10.00 monthly service fee for the first 12 months.

The Teen Checking Account for young adults 16-18 is designed to encourage teens to develop good financial habits with budgeting, saving, and decision making. This non-interest bearing checking account requires no minimum balance.

Our Rates

This table gives the current rates by loan type.
Description APR*
Card Type APR*
Type Term Balance Dividend Rate APY
Type Min Balance Dividend Rate APY
Type Min Balance Dividend Rate APY

Visit us to apply for membership with Plus Credit Union today!

Visit
1900 South Jones Blvd
Las Vegas, NV 89146
Click here for directions
Call
Phone: 702.871.4746
Toll-free: 877.871.4746

Become a member of your financial institution not just another bank customer.

If you or someone in your family belongs to any one of the groups listed below, you qualify to become a member and can enjoy all the benefits that we offer.

Javascript is not supported or is not enabled on your browser. This feature will not display properly. Please contact us to discuss our current membership list.

Plus Credit Union’s approach to Community Outreach combines both financial and volunteer support. We encourage our employees to get involved in their local communities and to support programs that make a positive difference. The credit union is very proud of the contributions made to various causes. Plus Credit Union employees volunteer countless hours of their time raising money for charitable and non-profit groups.

Through various fundraiser's and volunteering at local events; employees are committed to helping our community grow and prosper.

Our credit union and employee’s efforts include support for these organizations:

Community projects we currently involved in...

  • AFL-CIO - is a voluntary federation of 54 national and international labor unions.
  • Blind Center of Nevada - to meet the challenges of the blind and visually impaired and create new hope for all who have lost the gift of sight.
  • Changing Direction Foundation - is dedicated to teens developing self-confidence, leadership, passion, communication, focus, values, and strength that helps them in life.
  • Children's Miracle Network - is dedicated to teens developing self-confidence, leadership, passion, communication, focus, values, and strength that helps them in life.
  • People to People Student Ambassador - students enjoy hands-on learning opportunities as they are immersed in the arts, sports and family life of cultures around the world.
  • Relay for Life - benefits cancer research, education, advocacy efforts and services.
  • Silverado High School Dance - provides educational experiences not otherwise provided in the curriculum, which will develop character, ethics and manners in students.
  • Southern Nevada Chapter NECA - represents, promotes, and advances the interests of the technical electrical contracting industry.
  • Sun City Summerlin - is a 55 year age-restricted community organized in the City of Las Vegas.
  • Susan G Komen Breast Cancer Foundation - is the world’s largest grassroots network of breast cancer survivors and activists fighting to save lives, empower people, ensure quality care for all and energize science to find the cures.
  • United Labor Agency of Nevada - provides various programs to assist union members and their families who have been victims of an accident, illness, layoff, disaster or any situation that has caused a hardship.

Mission Statement

Our mission is to assist our members in achieving their financial goals by providing innovative and adaptive financial services through a highly qualified staff and a financially solid credit union.

Philosophy

"People helping people" is the credit union philosophy.

Plus Credit Union is a member-owned financial organization with its own Board of Directors elected by the membership. Once you are a member, you are always a member.


History

The Las Vegas Electrical Federal Credit Union was formed in 1952 in Las Vegas, Nevada with 100 members of I.B.E.W. Local #357 as the charter members of the credit union. Plus Credit Union was the first Union-Represented Credit Union in Nevada. Over the years, we have become a full-service financial institution offering our members the highest level of service, respect and security.

Our membership includes Union laborers and their families as well as employees and families of selected employer groups. If eligible, the fee to join the credit union is $5.00. To see if you are qualified to join, please visit our Membership Groups page so you and your family can begin to enjoy the benefits that Plus Credit Union has to offer.

Employment

Our application is in a PDF format and "Adobe Reader" is required to open and print it.

Download Application Don't have Adobe Reader? Get it here.

Senior Management Team

Carol Schumacher
CEO / President
cschumacher@pluscu.org
Kelly Ethier
EVP Executive Vice President / CLO
kethier@pluscu.org
Diane Camardella
VP of Compliance
dcamardella@pluscu.org
Stephanie B Calacal
SVP
scalacal@pluscu.org

Contact

Phone Us
Phone: 702.871.4746
Toll-free: 877.871.4746
Fax: 702.871.0497
Debit Card Fraud: 800.793.5979
Credit Card Fraud: 800.437.9392
Write Us
For Deposits, payments and other correspondence:
P.O. Box 26597
Las Vegas, NV
89126-0597
Email Us
Email: pluscu@pluscu.org
Zappos Perky Plus Person
Phone: 702.871.4746 x5957
Email: zappos@pluscu.org