Fee Schedule

Product/Service Fee
Abandoned Account Dormant Fees (after 24 months) $5.00 per month
Account Activity Printout $2.00 per page
Account Closed
Before 90 Days (Savings) $10.00
Before 90 Days (Checking) $30.00
By mail after 90 days $0
Account Reconciliation/Research (Min $20.00) $20.00 per hour
ATM/Debit Card Fees
ATM Deposit Error Correction $5.00 per item
ATM Transaction Fee - Members $0
Foreign ATM Transaction Fee (non-CO-OP ATM) $3.50
ATM/Debit Card Charge - New $0
Lost $10.00
Expedited $45.00
Below Minimum Balance
Money Market (Min Bal: $2,500) $7.50
CARFAX Reports $20.00
Cash Advance Processing Fee $10.00
Message Pay: Debit Card $5.99
Message Pay: ACH $4.99
**Check Cashing Fee $10.00
Checking Service Fee - Monthly
Essentials Checking* $2.00
Member Checking $10.00
Integrity $10.00
Collections Payment Deferment $50.00
Collection Small Claim $100.00
Copy of Paid Check $3.00 each
Copy of Deposited Items (Inc. Visa Payments) $5.00
Copy of Statement $5.00
Online Statement Free
Courtesy Pay $35.00
Corporate Check $10.00 each
Corporate Check Reissuance $10.00 each
CUDL Conversion $50.00
Empty Envelope $50.00
Escheatment / Abandoned Property $50.00
Online Bill Pay Free
Same Day Payment $9.95
Overnight Mailed Payment $14.95
Excessive Monthly Withdrawal Fees Kids Plus Account (After 1) $10.00 each
Regular Share Savings (After 5) $10.00
Money Market Plus Account (After 6) $10.00 each
IRA Closure $25.00
IRA Annual Maintenance Fee $25.00
Fax Service $3.00 first page
Documents or Pages Faxed $1.00 add pages
Letter Providing Account Information (verification of deposit) $15.00
Levy/Garnishment $100.00
Lien Release Fee $10.00
E-Title Expedited Release $35.00
Membership Opening Fee $5.00
Money Order $2.00 each
Mortgage Payoff Processing Fee $25.00 each
Negative Account Balance for Integrity Checking $5.00 per day
Notary Service $5.00
NSF Item (paid or unpaid) $35.00
Overnight Mail $45.00
Photocopies $0.20 each
PIN Reissued by Mail $5.00 each
Printed Statements* $15.00
PlusLive (Online Banking Transactions)
Internal Transfers Free
Mobile Deposit Free
Pay-a-Friend Free
Incoming External Transfers Free
Outgoing External Transfers $3.00 each
Returned Deposit Items $35.00
Returned Mail/Bad Address Fee Per Month $10.00
After 12 more months $15.00 per month
Stop Payment $30.00
Third-Party Transactions $10.00 each
Wire Transfer
In/Out Domestic $25.00
In/Out Foreign $40.00
Vacation Member Only Withdrawal Fee (Through Teller or MSR) $10.00**
Visa Annual Fee $0

*Fee Waived with lending relationship.

**Vacation Account withdrawals are FREE:

  • from any CO-OP ATM

  • through Plus Phone (check sent to yourself in mail)

  • and if you maintain a Regular Share Savings Account

  • ***Fee will be waived with a $200.00 average daily balance or a lending relationship.

Revised & Approved as of 10/03/2022